Discover your keys to the bank vault at every stage of business growth with simple but powerful strategies and tools. * Climb into the driver's seat when negotiating rates, terms, conditions, and even personal guarantees. * Craft a loan package that flies through any banking bureaucracy. * Get a loan officer to volunteer to champion your loan. * Turn your tax return into a secret weapon. * Create a buyer's market, even in today's banking climate. The ability to obtain credit is a precious and finite resource. This book will show you how to get a lifetime competitive edge by mastering the system.